Updated 2026 Data
Home Care Cost (2026)
Home care allows seniors to receive assistance in their own homes. Services range from a few hours of help per week to 24/7 live-in care. This option preserves independence while providing necessary support.
National Median (2026)
$5,148/mo
per month
Annual Cost
$61,776
per year at median
Cost Range
$3,500 - $7,500
low to high nationally
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National averages don't tell the full story. Enter your zip code for costs specific to your area.
Use Cost Calculator (Free)Home Care vs. Other Care Types â Cost Comparison
| Care Type | Low | Median | High | Annual |
|---|---|---|---|---|
| Assisted Living | $3,500 | $5,350 | $8,000 | $64,200 |
| Memory Care | $5,000 | $6,935 | $10,000 | $83,220 |
| Nursing Home | $7,500 | $9,733 | $12,000 | $116,796 |
| Home Care | $3,500 | $5,148 | $7,500 | $61,776 |
| Independent Living | $2,000 | $3,500 | $5,500 | $42,000 |
| Adult Day Care | $1,300 | $1,885 | $2,800 | $22,620 |
All costs are monthly estimates for United States (National Median). Source: Genworth Cost of Care Survey.
Home Care Cost by State
Click a state to see city-level pricing, Medicaid options, and local facilities.
Alabama$4,004/moAlaska$6,864/moArizona$5,720/moArkansas$4,004/moCalifornia$6,101/moColorado$5,720/moConnecticut$5,720/moDelaware$5,434/moFlorida$5,005/moGeorgia$4,576/moHawaii$6,435/moIdaho$5,434/moIllinois$5,291/moIndiana$5,148/moIowa$5,434/moKansas$5,291/moKentucky$4,290/moLouisiana$3,718/moMaine$5,720/moMaryland$5,148/moMassachusetts$6,006/moMichigan$5,434/moMinnesota$6,149/moMississippi$3,718/moMissouri$4,576/moMontana$5,720/moNebraska$5,720/moNevada$5,577/moNew Hampshire$5,863/moNew Jersey$5,577/moNew Mexico$5,148/moNew York$6,292/moNorth Carolina$4,576/moNorth Dakota$6,435/moOhio$5,005/moOklahoma$4,576/moOregon$6,149/moPennsylvania$5,339/moRhode Island$5,720/moSouth Carolina$4,433/moSouth Dakota$5,720/moTennessee$4,290/moTexas$4,576/moUtah$5,434/moVermont$5,863/moVirginia$4,719/moWashington$6,435/moWest Virginia$4,004/moWisconsin$5,577/moWyoming$5,863/moDistrict of Columbia$5,720/mo
Frequently Asked Questions
The national median cost of home care is $5,148 per month in 2026. Costs range from $3,500 to $7,500 depending on location, room type, and level of care needed.
Medicare generally does not cover home care costs for long-term stays. However, Medicaid may cover some costs through state waiver programs. VA benefits may also be available for eligible veterans. Use our Medicaid Eligibility Checker or VA Benefits guide for details.
States in the South and Midwest tend to have the lowest home care costs. Use our state-by-state cost tool below to compare exact pricing in your area.
Options include: Medicaid waiver programs, VA Aid and Attendance benefits, long-term care insurance, selling or renting a home, life insurance conversion, and bridge loans. Our Savings Runway Calculator can help you plan financially.
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