Terms of Service

By accessing or using SeniorTruth (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

We may modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the modified terms.

You agree to use SeniorTruth only for lawful purposes. You may not:

• Use the Service to scrape, harvest, or collect data in an automated manner without our written permission
• Attempt to gain unauthorized access to our systems or other users' data
• Use the Service to transmit malware, spam, or other harmful content
• Reproduce, duplicate, or sell any part of the Service without our written consent
• Use the Service in any way that could damage, disable, or impair our servers or networks
• Misrepresent your identity or affiliation with any person or organization

We strive to provide accurate and up-to-date information about senior living costs, facilities, and payment options. However:

• Cost data is based on publicly available sources and may not reflect real-time pricing at specific facilities
• Facility information may change without notice and may not be immediately updated on our platform
• Eligibility estimates from our tools are for informational purposes and are not guarantees of actual eligibility
• You should always verify information directly with facilities, government agencies, and healthcare providers

Our tools — including cost calculators, care assessments, Medicaid eligibility checkers, and savings runway calculators — are provided for educational and planning purposes only. Results are estimates based on the information you provide and publicly available data.

These tools do not constitute financial, legal, or medical advice. We recommend consulting with a qualified professional for decisions involving healthcare, finances, or legal matters.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. We do not guarantee the accuracy, completeness, or timeliness of any information on the Service.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SENIORSHIELD AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

This includes, without limitation, damages for loss of profits, goodwill, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from or related to the Service shall not exceed the amount you have paid us in the twelve (12) months preceding the claim, or $100, whichever is greater.

SeniorTruth is not a healthcare provider, medical facility, or licensed medical professional. Nothing on this website should be construed as medical advice, diagnosis, or treatment.

The information provided about care types, medical conditions, and health-related topics is for general informational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

Never disregard professional medical advice or delay in seeking it because of something you have read on SeniorTruth. If you think you may have a medical emergency, call your doctor or 911 immediately.

Our site may contain affiliate links and advertisements. When you click an affiliate link and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. Sponsored content and affiliate links are clearly disclosed.

Advertising does not influence our editorial content, tool results, or facility information. For more details, see our How We Make Money page.

All content on SeniorTruth, including text, graphics, logos, tools, and software, is the property of SeniorTruth or its content suppliers and is protected by copyright and intellectual property laws.

You may access and use the content for personal, non-commercial purposes. Any other use requires our prior written consent.